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BDI
GA

Gulf Atlantic Bank

Key West, FloridaFDIC Cert #59181

STATEEstablished 20205 branches

Holding company: GULF ATLANTIC FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$57M$47.2M
Q3 2021$67.5M$57.9M
Q4 2021$68.5M$59.3M
Q1 2022$87.8M$75.4M
Q2 2022$104M$90.8M
Q3 2022$122M$109M
Q4 2022$120M$102M
Q1 2023$123M$104M
Q2 2023$131M$105M
Q3 2023$142M$116M
Q4 2023$145M$117M
Q1 2024$150M$130M
Q2 2024$151M$121M
Q3 2024$170M$141M
Q4 2024$173M$156M
Q1 2025$178M$158M
Q2 2025$196M$165M
Q3 2025$209M$181M
Q4 2025$233M$186M
Q1 2026$245M$206M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$245M
+37.7%y/y
Percentile by value77th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICASSET
Deposits
$206M
+30.3%y/y
Percentile by value76th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICDEP
Gross loans
$191M
+39.9%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSGR
Net loans
$189M
+40.1%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLNLSNET
Securities
$17M
−14.8%y/y
Percentile by value22nd percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICSC
Cash
$20.3M
+91.1%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICCHBAL
Liabilities
$224M
+37.6%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICLIAB
Equity
$21.5M
+38.4%y/y
Peer standing57th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$2.72M
+37.3%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM + NONII
NII
$2.56M
+38.5%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNIM
Noninterest income
$152K
+19.7%y/y
Peer standing47th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNONII
Provision
$190K
+88.1%y/y
Percentile by value96th percentileby value
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICELNATR
Pretax income
$629K
+8.4%y/y
Peer standing50th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICPTAXNETINC
Net income
$523K
+19.7%y/y
Peer standing46th percentile
Peer standing in FFIEC UBPR Peer Group 6 — Insured commercial banks having assets between $100 million and $300 million
FDICNETINC