$207M
+9.5%y/y
Percentile by value94th percentileby value
FDIC
LNLSGRGB
Grand Bank for Savings, FSB
Hattiesburg, MississippiFDIC Cert #31864
OCCEstablished 19681 branch
Holding company: GBS FINANCIAL INCRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $9K |
| Investor CRE | $0 |
| Multifamily | $159K |
| Construction | $2.79M |
| 1–4 family | $204M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $35K |
Loan book
Reported balances and balance-sheet intensity.
$205M
+9.5%y/y
Percentile by value94th percentileby value
FDIC
LNLSNET+9.55%
−78.6%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET84.2%
+8.5%y/y
Percentile by value69th percentileby value
FDIC
LNLSNET + DEP74.3%
+5.1%y/y
Percentile by value75th percentileby value
FDIC
LNLSNET + ASSET131.12%
+4.5%y/y
Percentile by value100th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC10,684points
+4.4%y/y
Peer standing0th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.00%
−36.8%y/y
Percentile by value6th percentileby value
FDIC
LNRENROW + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR