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BDI
GB

Grand Bank for Savings, FSB

Hattiesburg, MississippiFDIC Cert #31864

OCCEstablished 19681 branch

Holding company: GBS FINANCIAL INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.43%
−34.7%y/y
Peer standing24th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.37%
+209.3%y/y
Peer standing13th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.25%
+11.9%y/y
Peer standing50th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.62%
+81.4%y/y
Peer standing39th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.73%
+45.2%y/y
Peer standing27th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$2.02M
+51.4%y/y
Peer standing18th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
Peer standing85th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$5K
Peer standing90th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.72%
−0.7%y/y
Percentile by value9th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$2.96M
−28.4%y/y
Peer standing9th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$769K
+238.8%y/y
Peer standing8th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$511K
+22.5%y/y
Peer standing40th percentile
Peer standing in asset:100m_300m
FDICNAASSET