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Glacier Bank

Kalispell, MontanaFDIC Cert #30788

STATEEstablished 1955264 branches

Holding company: GLACIER BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

What's happening here

As of Q1 2026FDICCall Report

Glacier Bank reported $31.7B in total assets. Deposits grew 19.86% over the prior year.

Return on assets was 1.10%, compared with an asset-peer median of 1.19%. The leverage ratio was 9.80%.

  • Why is Efficiency Ratio above asset peers?
  • Why is Noncurrent Loan Ratio below asset peers?
  • Why is CRE Concentration to Capital above asset peers?

Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.

Latest reported quarter

Key metrics

Assets
$31.7B
+13.9%y/y
Percentile by value55th percentileby value
Peer standing in asset:gte_10b
FDICASSET
Deposits
$24.9B
+19.9%y/y
Percentile by value55th percentileby value
Peer standing in asset:gte_10b
FDICDEP
Net loans
$20.8B
+22.1%y/y
Percentile by value56th percentileby value
Peer standing in asset:gte_10b
FDICLNLSNET
ROA
1.10%
+26 bpsy/y
Peer standing39th percentile
Peer standing in asset:gte_10b
FDICNETINC + ROA
Efficiency
61.77%
−292 bpsy/y
Peer standing27th percentile
Peer standing in asset:gte_10b
FDICNONIX + NIM + NONII + EEFFR
Leverage
9.80%
+73 bpsy/y
Peer standing46th percentile
Peer standing in asset:gte_10b
FDICRBC1AAJ

Percentiles compare this bank with 154 banks with $10 billion or more.

FDICCall Report

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$20.5B$16.9B
Q3 2021$21.3B$17.6B
Q4 2021$25.9B$21.5B
Q1 2022$26.1B$21.8B
Q2 2022$26.7B$21.9B
Q3 2022$26.7B$22B
Q4 2022$26.6B$20.7B
Q1 2023$27.8B$20.3B
Q2 2023$27.5B$20.1B
Q3 2023$28B$20.5B
Q4 2023$27.7B$20B
Q1 2024$27.8B$20.6B
Q2 2024$27.8B$20.3B
Q3 2024$28.2B$20.9B
Q4 2024$27.9B$20.7B
Q1 2025$27.8B$20.8B
Q2 2025$29B$21.8B
Q3 2025$29B$22.1B
Q4 2025$32B$24.8B
Q1 2026$31.7B$24.9B

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$3.91B
Investor CRE$5.13B
Multifamily$1.07B
Construction$2.51B
1–4 family$4.24B
C&I$1.63B
Agriculture$1.25B
Other$1.35B

Peer comparison

How this bank compares

Lower displayed standingPeer medianHigher displayed standing
ROA
FDICNETINC + ROA
39th percentileToggle ROA distribution

Distribution histogram for ROA, with this bank marked when a value is reported.

10th 0.71%Median 1.19%90th 1.78%Observations 154
ROE
FDICNETINC + ROE
25th percentileToggle ROE distribution

Distribution histogram for ROE, with this bank marked when a value is reported.

10th 5.61%Median 10.41%90th 17.71%Observations 154
NIM
FDICNIM + NIMY
72nd percentileToggle NIM distribution

Distribution histogram for NIM, with this bank marked when a value is reported.

10th 1.82%Median 3.47%90th 4.57%Observations 160
Efficiency
FDICNONIX + NIM + NONII + EEFFR
27th percentileToggle Efficiency distribution

Distribution histogram for Efficiency, with this bank marked when a value is reported.

10th 36.04%Median 55.21%90th 70.91%Observations 154
Deposits YoY
FDICDEP
82nd percentileby valueToggle Deposits YoY distribution

Distribution histogram for Deposits YoY, with this bank marked when a value is reported.

10th −1.59%Median +5.37%90th +32.48%Observations 160
Loans YoY
FDICLNLSNET
81st percentileby valueToggle Loans YoY distribution

Distribution histogram for Loans YoY, with this bank marked when a value is reported.

10th +0.55%Median +7.07%90th +38.62%Observations 159
Noncurrent %
FDICP9ASSET + NAASSET + LNLSGR
80th percentileToggle Noncurrent % distribution

Distribution histogram for Noncurrent %, with this bank marked when a value is reported.

10th 0.17%Median 0.75%90th 1.66%Observations 159
Leverage
FDICRBC1AAJ
46th percentileToggle Leverage distribution

Distribution histogram for Leverage, with this bank marked when a value is reported.

10th 7.38%Median 9.94%90th 11.94%Observations 160

Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.

IB deposit cost
FDICEINTEXP + DEPIDOM
80th percentileToggle IB deposit cost distribution

Distribution histogram for IB deposit cost, with this bank marked when a value is reported.

10th 1.87%Median 2.70%90th 3.93%Observations 154
CRE/capital
FDICLNRENROT + LNREMULT + LNRECONS + RBC
80th percentileby valueToggle CRE/capital distribution

Distribution histogram for CRE/capital, with this bank marked when a value is reported.

10th 4%Median 172%90th 301%Observations 154

Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.

Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.

Branches & markets

Physical footprint

Domestic offices
264 branches
Headquarters
Kalispell, MT

History

Institution established

Filings

Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data