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BDI
GC

Gate City Bank

Fargo, North DakotaFDIC Cert #27774

OCCEstablished 192346 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$2.99B$2.6B
Q3 2021$3.11B$2.72B
Q4 2021$3.17B$2.78B
Q1 2022$3.27B$2.91B
Q2 2022$3.25B$2.94B
Q3 2022$3.29B$2.91B
Q4 2022$3.39B$2.91B
Q1 2023$3.41B$2.91B
Q2 2023$3.44B$2.87B
Q3 2023$3.47B$2.94B
Q4 2023$3.5B$2.94B
Q1 2024$3.54B$3.03B
Q2 2024$3.6B$3.09B
Q3 2024$3.69B$3.18B
Q4 2024$3.77B$3.27B
Q1 2025$3.81B$3.38B
Q2 2025$3.75B$3.33B
Q3 2025$3.83B$3.41B
Q4 2025$3.98B$3.56B
Q1 2026$4.03B$3.61B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.03B
+5.7%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICASSET
Deposits
$3.61B
+6.9%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICDEP
Gross loans
$2.95B
+2.0%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSGR
Net loans
$2.93B
+2.0%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLNLSNET
Securities
$523M
+35.2%y/y
Percentile by value74th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICSC
Cash
$351M
+2.8%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICCHBAL
Liabilities
$3.66B
+5.4%y/y
Percentile by value79th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICLIAB
Equity
$364M
+9.5%y/y
Peer standing71st percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$48.6M
+13.5%y/y
Peer standing84th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM + NONII
NII
$33.7M
+21.0%y/y
Peer standing82nd percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNIM
Noninterest income
$15M
−0.4%y/y
Peer standing88th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNONII
Provision
$1.56M
+7.1%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICELNATR
Pretax income
$10.5M
+88.5%y/y
Peer standing76th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICPTAXNETINC
Net income
$8.19M
+98.6%y/y
Peer standing78th percentile
Peer standing in FFIEC UBPR Peer Group 101 — Insured savings banks having assets greater than $1 billion
FDICNETINC