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BDI
GC

Garfield County Bank

Jordan, MontanaFDIC Cert #18164

STATEEstablished 19602 branches

Holding company: GARFIELD COUNTY BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
3.42%
+71.5%y/y
Peer standing10th percentile
Peer standing in asset:lt_100m
FDICP3ASSET + LNLSGR
90+ %
5.87%
+32.8%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.98%
−25.1%y/y
Peer standing29th percentile
Peer standing in asset:lt_100m
FDICNAASSET + LNLSGR
Noncurrent %
6.84%
+19.6%y/y
Peer standing3rd percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
3.26%
+3.7%y/y
Peer standing4th percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$3.23M
+12.8%y/y
Peer standing2nd percentile
Peer standing in asset:lt_100m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
+100.0%y/y
Peer standing80th percentile
Peer standing in asset:lt_100m
FDICNTLNLS + LNLSGR
NCO
$0
+100.0%y/y
Peer standing82nd percentile
Peer standing in asset:lt_100m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.51%
−25.4%y/y
Percentile by value67th percentileby value
Peer standing in asset:lt_100m
FDICLNATRES + LNLSGR
30–89
$1.62M
+61.7%y/y
Peer standing7th percentile
Peer standing in asset:lt_100m
FDICP3ASSET
90+
$2.77M
+25.2%y/y
Peer standing0th percentile
Peer standing in asset:lt_100m
FDICP9ASSET
Nonaccrual
$461K
−29.4%y/y
Peer standing20th percentile
Peer standing in asset:lt_100m
FDICNAASSET