$15.9M
+364.6%y/y
Percentile by value0th percentileby value
FDIC
LNLSGRGB
Gala Bank
Ocala, FloridaFDIC Cert #59358
STATEEstablished 20242 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.73M |
| Investor CRE | $3.31M |
| Multifamily | $0 |
| Construction | $2.76M |
| 1–4 family | $0 |
| C&I | $7.83M |
| Agriculture | $0 |
| Other | $278K |
Loan book
Reported balances and balance-sheet intensity.
$15.8M
+365.2%y/y
Percentile by value0th percentileby value
FDIC
LNLSNET+365.16%
Percentile by value75th percentileby value
FDIC
LNLSNET63.9%
+68.8%y/y
Percentile by value20th percentileby value
FDIC
LNLSNET + DEP46.2%
+160.4%y/y
Percentile by value20th percentileby value
FDIC
LNLSNET + ASSET49.04%
+62.2%y/y
Percentile by value0th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
69%
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC32%
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,274points
−42.1%y/y
Peer standing20th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.89%
−64.0%y/y
Percentile by value20th percentileby value
FDIC
LNRENROW + LNLSGR20.82%
Percentile by value40th percentileby value
FDIC
LNRENROT + LNLSGR49.21%
−28.5%y/y
Percentile by value100th percentileby value
FDIC
LNCI + LNLSGR