$86.3M
+147.0%y/y
Percentile by value80th percentileby value
FDIC
LNLSGRFS
Four States Bank
Carthage, MissouriFDIC Cert #59352
STATEEstablished 20245 branches
Holding company: FOUR STATES BANCSHARES INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $23.9M |
| Investor CRE | $13.2M |
| Multifamily | $9.3M |
| Construction | $7.79M |
| 1–4 family | $13M |
| C&I | $14.1M |
| Agriculture | $4.81M |
| Other | $148K |
Loan book
Reported balances and balance-sheet intensity.
$85.3M
+147.2%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET+147.21%
Percentile by value25th percentileby value
FDIC
LNLSNET92.0%
+4.3%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET + DEP73.2%
+31.2%y/y
Percentile by value80th percentileby value
FDIC
LNLSNET + ASSET83.96%
−3.8%y/y
Percentile by value20th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,720points
+2.4%y/y
Peer standing100th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD27.72%
+31.5%y/y
Percentile by value80th percentileby value
FDIC
LNRENROW + LNLSGR15.35%
+92.9%y/y
Percentile by value20th percentileby value
FDIC
LNRENROT + LNLSGR16.34%
+49.3%y/y
Percentile by value40th percentileby value
FDIC
LNCI + LNLSGR