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FNB Bank

Fontanelle, IowaFDIC Cert #954

STATEEstablished 19055 branches

Holding company: FIRST FONTANELLE EMPLOYEE STK OWNERSHIP PLAN&TRRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.45%
−58.5%y/y
Peer standing24th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.03%
Peer standing70th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.03%
Peer standing78th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.03%
Peer standing77th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$79K
Peer standing75th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
+92.4%y/y
Peer standing84th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$5K
+92.1%y/y
Peer standing90th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.95%
−1.8%y/y
Percentile by value92nd percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$3.28M
−56.6%y/y
Peer standing8th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$79K
Peer standing65th percentile
Peer standing in asset:100m_300m
FDICNAASSET