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BDI
FS

Five Star Bank

Rochester, New YorkFDIC Cert #659

STATEEstablished 188149 branches

Holding company: FINANCIAL INSTITUTIONS INCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$5.26B$4.69B
Q3 2021$5.58B$5.01B
Q4 2021$5.48B$4.85B
Q1 2022$5.59B$5.02B
Q2 2022$5.53B$4.84B
Q3 2022$5.58B$4.92B
Q4 2022$5.76B$4.96B
Q1 2023$5.93B$5.17B
Q2 2023$6.1B$5.07B
Q3 2023$6.1B$5.34B
Q4 2023$6.12B$5.23B
Q1 2024$6.26B$5.42B
Q2 2024$6.1B$5.15B
Q3 2024$6.13B$5.32B
Q4 2024$6.08B$5.16B
Q1 2025$6.3B$5.42B
Q2 2025$6.11B$5.2B
Q3 2025$6.25B$5.37B
Q4 2025$6.24B$5.29B
Q1 2026$6.26B$5.35B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$6.26B
−0.8%y/y
Percentile by value68th percentileby value
Peer standing in asset:3b_10b
FDICASSET
Deposits
$5.35B
−1.4%y/y
Percentile by value70th percentileby value
Peer standing in asset:3b_10b
FDICDEP
Gross loans
$4.63B
+1.6%y/y
Percentile by value72nd percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$4.58B
+1.8%y/y
Percentile by value72nd percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Securities
$1.09B
+4.4%y/y
Percentile by value70th percentileby value
Peer standing in asset:3b_10b
FDICSC
Cash
$78.8M
−51.0%y/y
Percentile by value13th percentileby value
Peer standing in asset:3b_10b
FDICCHBAL
Liabilities
$5.59B
−1.8%y/y
Percentile by value68th percentileby value
Peer standing in asset:3b_10b
FDICLIAB
Equity
$670M
+8.7%y/y
Peer standing68th percentile
Peer standing in asset:3b_10b
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$61.2M
+9.9%y/y
Peer standing62nd percentile
Peer standing in asset:3b_10b
FDICNIM + NONII
NII
$53.9M
+11.7%y/y
Peer standing70th percentile
Peer standing in asset:3b_10b
FDICNIM
Noninterest income
$7.27M
−1.9%y/y
Peer standing45th percentile
Peer standing in asset:3b_10b
FDICNONII
Provision
$2.24M
−23.9%y/y
Percentile by value71st percentileby value
Peer standing in asset:3b_10b
FDICELNATR
Pretax income
$26.6M
+19.5%y/y
Peer standing70th percentile
Peer standing in asset:3b_10b
FDICPTAXNETINC
Net income
$22.2M
+21.6%y/y
Peer standing72nd percentile
Peer standing in asset:3b_10b
FDICNETINC