Skip to main content
BDI
FW

First Whitney Bank and Trust

Atlantic, IowaFDIC Cert #254

STATEEstablished 19072 branches

Holding company: WHITNEY CORP OF IOWARegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$6.28M
Investor CRE$4.61M
Multifamily$1.44M
Construction$9.65M
1–4 family$18.3M
C&I$40.8M
Agriculture$77.6M
Other$7.51M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$166M
+11.2%y/y
Percentile by value79th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSGR
Net loans
$166M
+11.2%y/y
Percentile by value80th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
Loans YoY
+11.25%
+428.8%y/y
Percentile by value78th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET
L/D
62.8%
+10.7%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET + DEP
Loans/assets
55.4%
+8.4%y/y
Percentile by value32nd percentileby value
Peer standing in ubpr:primary:6
FDICLNLSNET + ASSET
RE loans %
49.67%
−0.4%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:6
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
47%
+32.5%y/y
Percentile by value27th percentileby value
Peer standing in ubpr:primary:6

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
29%
+86.0%y/y
Percentile by value55th percentileby value
Peer standing in ubpr:primary:6

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,878points
+7.9%y/y
Peer standing77th percentile
Peer standing in ubpr:primary:6
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
3.78%
−26.6%y/y
Percentile by value23rd percentileby value
Peer standing in ubpr:primary:6
FDICLNRENROW + LNLSGR
Investor CRE %
2.77%
−11.7%y/y
Percentile by value22nd percentileby value
Peer standing in ubpr:primary:6
FDICLNRENROT + LNLSGR
C&I %
24.54%
+6.2%y/y
Percentile by value92nd percentileby value
Peer standing in ubpr:primary:6
FDICLNCI + LNLSGR