Skip to main content
BDI
FU

First United Bank & Trust

Oakland, MarylandFDIC Cert #4857

STATEEstablished 190023 branches

Holding company: FIRST UNITED CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.74B$1.46B
Q3 2021$1.69B$1.45B
Q4 2021$1.71B$1.47B
Q1 2022$1.74B$1.51B
Q2 2022$1.73B$1.49B
Q3 2022$1.78B$1.51B
Q4 2022$1.83B$1.58B
Q1 2023$1.92B$1.61B
Q2 2023$1.91B$1.59B
Q3 2023$1.9B$1.59B
Q4 2023$1.88B$1.56B
Q1 2024$1.89B$1.58B
Q2 2024$1.84B$1.55B
Q3 2024$1.89B$1.55B
Q4 2024$1.95B$1.58B
Q1 2025$1.96B$1.63B
Q2 2025$1.98B$1.62B
Q3 2025$2B$1.69B
Q4 2025$2.06B$1.74B
Q1 2026$2.01B$1.76B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.01B
+2.9%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.76B
+7.7%y/y
Percentile by value73rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.53B
+3.1%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.51B
+3.0%y/y
Percentile by value75th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$268M
+2.3%y/y
Percentile by value55th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$89.8M
+6.4%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.8B
+2.1%y/y
Percentile by value72nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$211M
+11.1%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$23.5M
+11.9%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$18.2M
+12.8%y/y
Peer standing74th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$5.33M
+8.8%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$879K
+34.0%y/y
Percentile by value78th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$9.08M
+14.7%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$6.88M
+15.3%y/y
Peer standing76th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC