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BDI
FS

First State Bank Nebraska

Lincoln, NebraskaFDIC Cert #13868

STATEEstablished 191219 branches

Holding company: FIRST STATE HOLDING CORegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.03%
−93.0%y/y
Peer standing90th percentile
Peer standing in asset:1b_3b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−41.0%y/y
Peer standing40th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.13%
+490.1%y/y
Peer standing80th percentile
Peer standing in asset:1b_3b
FDICNAASSET + LNLSGR
Noncurrent %
0.13%
+411.7%y/y
Peer standing82nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.11%
+437.4%y/y
Peer standing82nd percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.18M
+459.5%y/y
Peer standing85th percentile
Peer standing in asset:1b_3b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.03%
+790.4%y/y
Peer standing40th percentile
Peer standing in asset:1b_3b
FDICNTLNLS + LNLSGR
NCO
$68K
+871.4%y/y
Peer standing42nd percentile
Peer standing in asset:1b_3b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.97%
+0.1%y/y
Percentile by value24th percentileby value
Peer standing in asset:1b_3b
FDICLNATRES + LNLSGR
30–89
$260K
−92.3%y/y
Peer standing90th percentile
Peer standing in asset:1b_3b
FDICP3ASSET
90+
$20K
−35.5%y/y
Peer standing39th percentile
Peer standing in asset:1b_3b
FDICP9ASSET
Nonaccrual
$1.16M
+545.3%y/y
Peer standing80th percentile
Peer standing in asset:1b_3b
FDICNAASSET