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BDI
FS

First Southern National Bank

Lancaster, KentuckyFDIC Cert #2700

OCCEstablished 186517 branches

Holding company: FIRST SOUTHERN BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.12B$1B
Q3 2021$1.13B$1.01B
Q4 2021$1.18B$1.07B
Q1 2022$1.21B$1.1B
Q2 2022$1.2B$1.09B
Q3 2022$1.19B$1.09B
Q4 2022$1.17B$1.06B
Q1 2023$1.23B$1.11B
Q2 2023$1.2B$1.1B
Q3 2023$1.22B$1.11B
Q4 2023$1.19B$1.08B
Q1 2024$1.21B$1.09B
Q2 2024$1.21B$1.09B
Q3 2024$1.2B$1.07B
Q4 2024$1.21B$1.09B
Q1 2025$1.22B$1.08B
Q2 2025$1.24B$1.1B
Q3 2025$1.25B$1.11B
Q4 2025$1.26B$1.1B
Q1 2026$1.28B$1.11B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.28B
+5.1%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:4
FDICASSET
Deposits
$1.11B
+2.9%y/y
Percentile by value32nd percentileby value
Peer standing in ubpr:primary:4
FDICDEP
Gross loans
$799M
+7.1%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$787M
+7.1%y/y
Percentile by value19th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Securities
$263M
−9.5%y/y
Percentile by value53rd percentileby value
Peer standing in ubpr:primary:4
FDICSC
Cash
$176M
+26.5%y/y
Percentile by value77th percentileby value
Peer standing in ubpr:primary:4
FDICCHBAL
Liabilities
$1.13B
+3.3%y/y
Percentile by value29th percentileby value
Peer standing in ubpr:primary:4
FDICLIAB
Equity
$149M
+21.2%y/y
Peer standing44th percentile
Peer standing in ubpr:primary:4
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$16.8M
+22.9%y/y
Peer standing55th percentile
Peer standing in ubpr:primary:4
FDICNIM + NONII
NII
$13.7M
+13.5%y/y
Peer standing54th percentile
Peer standing in ubpr:primary:4
FDICNIM
Noninterest income
$3.11M
+92.8%y/y
Peer standing69th percentile
Peer standing in ubpr:primary:4
FDICNONII
Provision
$525K
+100.4%y/y
Percentile by value64th percentileby value
Peer standing in ubpr:primary:4
FDICELNATR
Pretax income
$5.29M
+13.5%y/y
Peer standing40th percentile
Peer standing in ubpr:primary:4
FDICPTAXNETINC
Net income
$4.97M
−9.1%y/y
Peer standing50th percentile
Peer standing in ubpr:primary:4
FDICNETINC