$1.18B
+6.7%y/y
Percentile by value38th percentileby value
FDIC
LNLSGRFS
First Savings Bank
Beresford, South DakotaFDIC Cert #32629
OCCEstablished 198924 branches
Holding company: FARRAR BERESFORD BCORP IRREVOCABLE TRRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $81.4M |
| Investor CRE | $461M |
| Multifamily | $134M |
| Construction | $53.4M |
| 1–4 family | $107M |
| C&I | $54.9M |
| Agriculture | $108M |
| Other | $182M |
Loan book
Reported balances and balance-sheet intensity.
$1.11B
+7.6%y/y
Percentile by value36th percentileby value
FDIC
LNLSNET+7.60%
+743.1%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET87.4%
+2.6%y/y
Percentile by value32nd percentileby value
FDIC
LNLSNET + DEP70.2%
+0.9%y/y
Percentile by value29th percentileby value
FDIC
LNLSNET + ASSET77.32%
−0.0%y/y
Percentile by value16th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
206%
−6.2%y/y
Percentile by value51st percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC17%
−28.6%y/y
Percentile by value31st percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,070points
+1.8%y/y
Peer standing80th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD6.89%
−9.7%y/y
Percentile by value45th percentileby value
FDIC
LNRENROW + LNLSGR39.02%
+3.1%y/y
Percentile by value100th percentileby value
FDIC
LNRENROT + LNLSGR4.65%
+57.4%y/y
Percentile by value46th percentileby value
FDIC
LNCI + LNLSGR