$1.16B
+15.9%y/y
Percentile by value19th percentileby value
FDIC
ASSETFB
First National Banker's Bank
Baton Rouge, LouisianaFDIC Cert #25247
OCCEstablished 19845 branches
Holding company: FIRST NATL BANKERS BANKSHARESRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportFirst National Banker's Bank reported $1.16B in total assets. Deposits grew 5.15% over the prior year.
Return on assets was 0.77%, compared with an asset-peer median of 1.16%. The leverage ratio was 15.96%.
- Why is Total Assets below asset peers?
- Why is Efficiency Ratio above asset peers?
- Why is Net Loan Growth, Year over Year below asset peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$391M
+5.2%y/y
Percentile by value1st percentileby value
FDIC
DEP$530M
−7.9%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET0.77%
−20 bpsy/y
Peer standing22nd percentile
FDIC
NETINC + ROA81.79%
+295 bpsy/y
Peer standing8th percentile
FDIC
NONIX + NIM + NONII + EEFFR15.96%
−84 bpsy/y
Peer standing94th percentile
FDIC
RBC1AAJPercentiles compare this bank with 629 banks from $1 billion to $3 billion.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $1.03B | $504M |
| Q3 2021 | $1.13B | $508M |
| Q4 2021 | $1.04B | $544M |
| Q1 2022 | $1.06B | $468M |
| Q2 2022 | $1.01B | $473M |
| Q3 2022 | $869M | $441M |
| Q4 2022 | $983M | $390M |
| Q1 2023 | $881M | $342M |
| Q2 2023 | $955M | $309M |
| Q3 2023 | $976M | $373M |
| Q4 2023 | $1.04B | $332M |
| Q1 2024 | $888M | $347M |
| Q2 2024 | $969M | $338M |
| Q3 2024 | $921M | $362M |
| Q4 2024 | $952M | $337M |
| Q1 2025 | $1B | $371M |
| Q2 2025 | $852M | $345M |
| Q3 2025 | $988M | $412M |
| Q4 2025 | $1.07B | $452M |
| Q1 2026 | $1.16B | $391M |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $69.5M |
| Investor CRE | $223M |
| Multifamily | $35.5M |
| Construction | $73.6M |
| 1–4 family | $7.18M |
| C&I | $34.1M |
| Agriculture | $4.53M |
| Other | $99.4M |
Peer comparison
How this bank compares
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.77%22nd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.47%Median 1.16%90th 2.03%Observations 629
ROE
FDIC
NETINC + ROE5.19%12th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 4.37%Median 11.64%90th 19.98%Observations 629
NIM
FDIC
NIM + NIMY3.10%20th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.81%Median 3.64%90th 4.58%Observations 630
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR81.79%8th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 45.28%Median 61.40%90th 80.08%Observations 629
Deposits YoY
FDIC
DEP+5.15%53rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −2.50%Median +4.71%90th +17.76%Observations 624
Loans YoY
FDIC
LNLSNET−7.89%2nd percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −1.84%Median +5.89%90th +17.13%Observations 623
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.83%32nd percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.06%Median 0.52%90th 1.91%Observations 623
Leverage
FDIC
RBC1AAJ15.96%94th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.85%Median 10.50%90th 14.46%Observations 630
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM288.58%0th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.77%Median 2.61%90th 3.65%Observations 624
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 88%Median 225%90th 349%Observations 464
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.77%26th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.29%Median 1.24%90th 1.87%Observations 106
ROE
FDIC
NETINC + ROE5.19%18th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 2.44%Median 10.48%90th 18.72%Observations 106
NIM
FDIC
NIM + NIMY3.10%12th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.85%Median 4.22%90th 5.01%Observations 106
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR81.79%17th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 53.95%Median 66.25%90th 87.70%Observations 106
Deposits YoY
FDIC
DEP+5.15%64th percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.64%Median +4.00%90th +13.43%Observations 106
Loans YoY
FDIC
LNLSNET−7.89%9th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −7.36%Median +3.16%90th +16.18%Observations 106
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.83%57th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.17%Median 1.05%90th 3.48%Observations 106
Leverage
FDIC
RBC1AAJ15.96%89th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.58%Median 11.34%90th 16.76%Observations 106
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM288.58%0th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.45%Median 2.43%90th 3.37%Observations 106
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 151%90th 267%Observations 47
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Lower displayed standingPeer medianHigher displayed standing
ROA
FDIC
NETINC + ROA0.77%25th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.43%Median 1.05%90th 2.04%Observations 13
ROE
FDIC
NETINC + ROE5.19%17th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 3.87%Median 10.47%90th 29.63%Observations 13
NIM
FDIC
NIM + NIMY3.10%17th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.85%Median 4.08%90th 4.86%Observations 13
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR81.79%17th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 32.86%Median 70.17%90th 84.67%Observations 13
Deposits YoY
FDIC
DEP+5.15%83rd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −3.35%Median +2.99%90th +9.72%Observations 13
Loans YoY
FDIC
LNLSNET−7.89%17th percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −30.74%Median −0.39%90th +11.23%Observations 13
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR0.83%75th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.23%Median 1.21%90th 1.90%Observations 13
Leverage
FDIC
RBC1AAJ15.96%83rd percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 9.34%Median 11.79%90th 17.02%Observations 13
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM288.58%0th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.44%Median 2.58%90th 3.78%Observations 13
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 19%Median 151%90th 278%Observations 9
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. Favorable-direction metrics are oriented using registry polarity; neutral metrics are ordered from lower to higher reported value and carry no favorable interpretation.
Branches & markets
Physical footprint
- Domestic offices
- 5 branches
- Headquarters
- Baton Rouge, LA
FDIC
OFFDOMOpen the Louisiana dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data