BDI
FB

First National Bank in Philip

Philip, South DakotaFDIC Cert #3999

OCCEstablished 19062 branches

Holding company: PHILIP BCORP INCRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
3.86%
+3,360.8%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.00%
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.00%
−7.2%y/y
Peer standing55th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
$1K
0.0%y/y
Peer standing58th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.37%
−12.7%y/y
Percentile by value70th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$10.6M
+3,869.2%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$0
Peer standing100th percentile
Peer standing in asset:300m_1b
FDICNAASSET