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BDI
FI

First Independent Bank

Aurora, MissouriFDIC Cert #18380

STATEEstablished 19061 branch

Holding company: FIRST IND BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.39%
−16.0%y/y
Peer standing25th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.32%
+229.3%y/y
Peer standing15th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
1.15%
+5.6%y/y
Peer standing20th percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
1.46%
+23.8%y/y
Peer standing20th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.76%
+19.3%y/y
Peer standing27th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.09M
+23.9%y/y
Peer standing33rd percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.11%
−1,140.7%y/y
Peer standing97th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
−$21K
−1,150.0%y/y
Peer standing96th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.48%
+8.6%y/y
Percentile by value75th percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$1.03M
−15.9%y/y
Peer standing37th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$234K
+229.6%y/y
Peer standing18th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$851K
+5.7%y/y
Peer standing28th percentile
Peer standing in asset:100m_300m
FDICNAASSET