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BDI
FF

First Federal Bank

Lake City, FloridaFDIC Cert #31313

OCCEstablished 196130 branches

Holding company: FIRST FEDERAL BCORP MHCRegulator: OCC

FDICCERT + OFFDOMfiled 2026-07-27

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q2 2026FDICCall Reportfiled 2026-07-27

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q3 2021$3.23B$2.78B
Q4 2021$3.42B$2.96B
Q1 2022$3.5B$3.11B
Q2 2022$3.5B$3.07B
Q3 2022$3.64B$3.15B
Q4 2022$3.77B$3.39B
Q1 2023$3.93B$3.56B
Q2 2023$3.85B$3.47B
Q3 2023$3.74B$3.3B
Q4 2023$3.86B$3.43B
Q1 2024$3.95B$3.4B
Q2 2024$4.19B$3.53B
Q3 2024$3.95B$3.24B
Q4 2024$3.82B$3.33B
Q1 2025$3.97B$3.15B
Q2 2025$4.19B$3.21B
Q3 2025$4.14B$3.19B
Q4 2025$4.31B$3.2B
Q1 2026$4.38B$3.46B
Q2 2026$4.49B$3.44B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$4.49B
+6.9%y/y
FDICASSETfiled 2026-07-27
Deposits
$3.44B
+7.1%y/y
FDICDEPfiled 2026-07-27
Gross loans
$1.43B
+4.6%y/y
FDICLNLSGRfiled 2026-07-27
Net loans
$1.42B
+4.5%y/y
FDICLNLSNETfiled 2026-07-27
Securities
$2.52B
+7.1%y/y
FDICSCfiled 2026-07-27
Cash
FDICCHBALfiled 2026-07-27
Liabilities
$4.02B
+5.9%y/y
FDICLIABfiled 2026-07-27
Equity
$466M
+17.3%y/y
FDICEQfiled 2026-07-27

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$96.5M
+14.0%y/y
FDICNIM + NONIIfiled 2026-07-27
NII
$64.9M
+13.0%y/y
FDICNIMfiled 2026-07-27
Provision
$750K
+42.3%y/y
FDICELNATRfiled 2026-07-27
Pretax income
$32.2M
+22.6%y/y
FDICPTAXNETINCfiled 2026-07-27
Net income
$26.2M
+28.0%y/y
FDICNETINCfiled 2026-07-27