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BDI
FF

First Farmers Bank & Trust Co.

Converse, IndianaFDIC Cert #12839

STATEEstablished 193237 branches

Holding company: FIRST FARMERS FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$225M
Investor CRE$426M
Multifamily$207M
Construction$224M
1–4 family$233M
C&I$481M
Agriculture$652M
Other$99.9M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$2.55B
+5.6%y/y
Percentile by value23rd percentileby value
Peer standing in asset:3b_10b
FDICLNLSGR
Net loans
$2.51B
+5.5%y/y
Percentile by value22nd percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
Loans YoY
+5.49%
−5.6%y/y
Percentile by value46th percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET
L/D
80.4%
−5.2%y/y
Percentile by value32nd percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + DEP
Loans/assets
70.6%
−3.0%y/y
Percentile by value41st percentileby value
Peer standing in asset:3b_10b
FDICLNLSNET + ASSET
RE loans %
67.60%
+6.0%y/y
Percentile by value26th percentileby value
Peer standing in asset:3b_10b
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
226%
−1.7%y/y
Percentile by value46th percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
59%
−11.7%y/y
Percentile by value71st percentileby value
Peer standing in asset:3b_10b

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,283points
−4.0%y/y
Peer standing91st percentile
Peer standing in asset:3b_10b
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
8.82%
+53.8%y/y
Percentile by value39th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROW + LNLSGR
Investor CRE %
16.72%
−7.2%y/y
Percentile by value37th percentileby value
Peer standing in asset:3b_10b
FDICLNRENROT + LNLSGR
C&I %
18.90%
−9.0%y/y
Percentile by value69th percentileby value
Peer standing in asset:3b_10b
FDICLNCI + LNLSGR