$1.47B
+16.8%y/y
Percentile by value72nd percentileby value
FDIC
LNLSGRFC
First Commerce Bank
Lakewood, New JerseyFDIC Cert #58054
STATEEstablished 200611 branches
Holding company: FIRST COMMERCE BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $358M |
| Investor CRE | $699M |
| Multifamily | $95.2M |
| Construction | $98M |
| 1–4 family | $181M |
| C&I | $30.6M |
| Agriculture | $3.68M |
| Other | $1.15M |
Loan book
Reported balances and balance-sheet intensity.
$1.45B
+17.0%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET+16.96%
+1,684.5%y/y
Percentile by value90th percentileby value
FDIC
LNLSNET108.2%
+5.6%y/y
Percentile by value95th percentileby value
FDIC
LNLSNET + DEP79.8%
+1.6%y/y
Percentile by value78th percentileby value
FDIC
LNLSNET + ASSET97.94%
+0.2%y/y
Percentile by value88th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
436%
+9.5%y/y
Percentile by value98th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC48%
−29.2%y/y
Percentile by value52nd percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,111points
+8.8%y/y
Peer standing16th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD24.41%
−0.3%y/y
Percentile by value93rd percentileby value
FDIC
LNRENROW + LNLSGR47.65%
+8.8%y/y
Percentile by value98th percentileby value
FDIC
LNRENROT + LNLSGR2.08%
−8.0%y/y
Percentile by value8th percentileby value
FDIC
LNCI + LNLSGR