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BDI
FC

First Citizens Community Bank

Mansfield, PennsylvaniaFDIC Cert #7593

STATEEstablished 193244 branches

Holding company: CITIZENS FINL SERVICES INCRegulator: FED

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.31%
−26.2%y/y
Peer standing51st percentile
Peer standing in asset:3b_10b
FDICP3ASSET + LNLSGR
90+ %
0.00%
−94.6%y/y
Peer standing48th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.63%
+61.2%y/y
Peer standing10th percentile
Peer standing in asset:3b_10b
FDICNAASSET + LNLSGR
Noncurrent %
1.64%
+52.5%y/y
Peer standing13th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.33%
+45.4%y/y
Peer standing13th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$40.1M
+45.9%y/y
Peer standing27th percentile
Peer standing in asset:3b_10b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
−64.4%y/y
Peer standing75th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + LNLSGR
NCO
$56K
−64.1%y/y
Peer standing76th percentile
Peer standing in asset:3b_10b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.99%
+4.5%y/y
Percentile by value31st percentileby value
Peer standing in asset:3b_10b
FDICLNATRES + LNLSGR
30–89
$7.06M
−26.7%y/y
Peer standing65th percentile
Peer standing in asset:3b_10b
FDICP3ASSET
90+
$75K
−94.6%y/y
Peer standing49th percentile
Peer standing in asset:3b_10b
FDICP9ASSET
Nonaccrual
$37.7M
+60.0%y/y
Peer standing25th percentile
Peer standing in asset:3b_10b
FDICNAASSET