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BDI
FC

First Citizens Bank

Mason City, IowaFDIC Cert #4433

STATEEstablished 18928 branches

Holding company: FIRST CITIZENS FINANCIAL CORPRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.56B$1.34B
Q3 2021$1.56B$1.37B
Q4 2021$1.58B$1.39B
Q1 2022$1.61B$1.43B
Q2 2022$1.59B$1.42B
Q3 2022$1.58B$1.42B
Q4 2022$1.61B$1.44B
Q1 2023$1.63B$1.46B
Q2 2023$1.62B$1.42B
Q3 2023$1.7B$1.53B
Q4 2023$1.72B$1.52B
Q1 2024$1.76B$1.58B
Q2 2024$1.79B$1.6B
Q3 2024$1.86B$1.66B
Q4 2024$1.85B$1.65B
Q1 2025$1.88B$1.68B
Q2 2025$1.83B$1.63B
Q3 2025$1.91B$1.69B
Q4 2025$1.83B$1.61B
Q1 2026$1.82B$1.6B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.82B
−3.0%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.6B
−4.7%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.35B
−1.5%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.33B
−1.6%y/y
Percentile by value69th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$351M
−5.8%y/y
Percentile by value71st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$69.7M
−14.9%y/y
Percentile by value35th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.62B
−4.5%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$205M
+10.4%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$17.7M
+11.5%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$14.7M
+13.2%y/y
Peer standing59th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$2.99M
+3.8%y/y
Peer standing67th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$250K
−46.6%y/y
Percentile by value42nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$8.96M
+18.3%y/y
Peer standing80th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$8.77M
+18.9%y/y
Peer standing86th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC