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First Business Bank

Madison, WisconsinFDIC Cert #15229

STATEEstablished 19095 branches

Holding company: FIRST BUS FINL SERVICES INCRegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$365M
Investor CRE$812M
Multifamily$576M
Construction$228M
1–4 family$61.7M
C&I$1.29B
Agriculture$16.8M
Other$170M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$3.52B
+10.3%y/y
Percentile by value51st percentileby value
Peer standing in ubpr:primary:3
FDICLNLSGR
Net loans
$3.49B
+10.3%y/y
Percentile by value51st percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
Loans YoY
+10.33%
+7.6%y/y
Percentile by value74th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET
L/D
97.6%
+0.3%y/y
Percentile by value84th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET + DEP
Loans/assets
80.7%
+0.7%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:3
FDICLNLSNET + ASSET
RE loans %
58.42%
+1.4%y/y
Percentile by value18th percentileby value
Peer standing in ubpr:primary:3
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
344%
−0.7%y/y
Percentile by value89th percentileby value
Peer standing in ubpr:primary:3

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
49%
−3.7%y/y
Percentile by value58th percentileby value
Peer standing in ubpr:primary:3

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
2,297points
−1.0%y/y
Peer standing33rd percentile
Peer standing in ubpr:primary:3
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
10.37%
+13.0%y/y
Percentile by value42nd percentileby value
Peer standing in ubpr:primary:3
FDICLNRENROW + LNLSGR
Investor CRE %
23.04%
+2.4%y/y
Percentile by value61st percentileby value
Peer standing in ubpr:primary:3
FDICLNRENROT + LNLSGR
C&I %
36.69%
−1.5%y/y
Percentile by value91st percentileby value
Peer standing in ubpr:primary:3
FDICLNCI + LNLSGR