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First Business Bank

Madison, WisconsinFDIC Cert #15229

STATEEstablished 19095 branches

Holding company: FIRST BUS FINL SERVICES INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.10%
+32.8%y/y
Peer standing84th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET + LNLSGR
90+ %
0.00%
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + LNLSGR
Nonaccrual %
1.15%
+52.7%y/y
Peer standing19th percentile
Peer standing in ubpr:primary:3
FDICNAASSET + LNLSGR
Noncurrent %
1.15%
+52.7%y/y
Peer standing23rd percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.94%
+53.7%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$40.5M
+68.4%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.26%
−42.0%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + LNLSGR
NCO
$2.16M
−36.6%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:3
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.04%
−5.7%y/y
Percentile by value31st percentileby value
Peer standing in ubpr:primary:3
FDICLNATRES + LNLSGR
30–89
$3.48M
+46.4%y/y
Peer standing85th percentile
Peer standing in ubpr:primary:3
FDICP3ASSET
90+
$0
Peer standing100th percentile
Peer standing in ubpr:primary:3
FDICP9ASSET
Nonaccrual
$40.5M
+68.4%y/y
Peer standing22nd percentile
Peer standing in ubpr:primary:3
FDICNAASSET