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BDI
FB

First Bank, Upper Michigan

Gladstone, MichiganFDIC Cert #14276

STATEEstablished 19169 branches

Holding company: FIRST BANCSHARES CORPRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$575M$486M
Q3 2021$587M$496M
Q4 2021$597M$505M
Q1 2022$592M$509M
Q2 2022$590M$511M
Q3 2022$587M$513M
Q4 2022$573M$493M
Q1 2023$579M$490M
Q2 2023$580M$491M
Q3 2023$587M$500M
Q4 2023$598M$500M
Q1 2024$603M$501M
Q2 2024$604M$502M
Q3 2024$620M$518M
Q4 2024$618M$516M
Q1 2025$614M$515M
Q2 2025$619M$518M
Q3 2025$643M$538M
Q4 2025$633M$524M
Q1 2026$632M$532M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$632M
+2.9%y/y
Percentile by value68th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICASSET
Deposits
$532M
+3.4%y/y
Percentile by value67th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICDEP
Gross loans
$446M
+4.1%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSGR
Net loans
$441M
+4.1%y/y
Percentile by value70th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLNLSNET
Securities
$107M
−8.5%y/y
Percentile by value61st percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICSC
Cash
$35.8M
+13.1%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICCHBAL
Liabilities
$549M
+1.6%y/y
Percentile by value66th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICLIAB
Equity
$82.9M
+12.6%y/y
Peer standing85th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$8.07M
+10.5%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM + NONII
NII
$6.17M
+9.8%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNIM
Noninterest income
$1.9M
+12.7%y/y
Peer standing92nd percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNONII
Provision
$148K
−7.5%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICELNATR
Pretax income
$3.08M
+19.6%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICPTAXNETINC
Net income
$3.08M
+19.6%y/y
Peer standing87th percentile
Peer standing in FFIEC UBPR Peer Group 5 — Insured commercial banks having assets between $300 million and $1 billion
FDICNETINC