$482M
+6.0%y/y
Percentile by value76th percentileby value
FDIC
LNLSGRFB
First Bank of Owasso
Owasso, OklahomaFDIC Cert #18592
STATEEstablished 19623 branches
Holding company: Not reportedRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $283M |
| Investor CRE | $86.9M |
| Multifamily | $1.33M |
| Construction | $29.9M |
| 1–4 family | $63.7M |
| C&I | $13.2M |
| Agriculture | $1.54M |
| Other | $2.91M |
Loan book
Reported balances and balance-sheet intensity.
$476M
+6.0%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+6.01%
−48.8%y/y
Percentile by value51st percentileby value
FDIC
LNLSNET86.7%
+4.0%y/y
Percentile by value65th percentileby value
FDIC
LNLSNET + DEP73.5%
+3.1%y/y
Percentile by value64th percentileby value
FDIC
LNLSNET + ASSET97.77%
+0.4%y/y
Percentile by value87th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
112%
−5.6%y/y
Percentile by value33rd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC28%
+72.0%y/y
Percentile by value40th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,987points
+3.2%y/y
Peer standing9th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD58.65%
+3.7%y/y
Percentile by value100th percentileby value
FDIC
LNRENROW + LNLSGR18.02%
−14.9%y/y
Percentile by value65th percentileby value
FDIC
LNRENROT + LNLSGR2.73%
−0.5%y/y
Percentile by value10th percentileby value
FDIC
LNCI + LNLSGR