$711M
+17.4%y/y
Percentile by value96th percentileby value
FDIC
LNLSGRFB
FinWise Bank
Murray, UtahFDIC Cert #35323
STATEEstablished 20002 branches
Holding company: FINWISE BCORPRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $215M |
| Investor CRE | $8.53M |
| Multifamily | $2.55M |
| Construction | $50.6M |
| 1–4 family | $56.5M |
| C&I | $51.7M |
| Agriculture | $0 |
| Other | $326M |
Loan book
Reported balances and balance-sheet intensity.
$673M
+13.9%y/y
Percentile by value94th percentileby value
FDIC
LNLSNET+13.85%
−62.4%y/y
Percentile by value84th percentileby value
FDIC
LNLSNET95.1%
+1.7%y/y
Percentile by value85th percentileby value
FDIC
LNLSNET + DEP75.6%
+1.8%y/y
Percentile by value72nd percentileby value
FDIC
LNLSNET + ASSET47.93%
−12.0%y/y
Percentile by value4th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBCDashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,133points
−17.9%y/y
Peer standing99th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD30.27%
−10.0%y/y
Percentile by value96th percentileby value
FDIC
LNRENROW + LNLSGR1.20%
−46.9%y/y
Percentile by value4th percentileby value
FDIC
LNRENROT + LNLSGR7.27%
−20.7%y/y
Percentile by value32nd percentileby value
FDIC
LNCI + LNLSGR