Skip to main content
BDI
FB

FinWise Bank

Murray, UtahFDIC Cert #35323

STATEEstablished 20002 branches

Holding company: FINWISE BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
1.68%
+55.0%y/y
Peer standing13th percentile
Peer standing in ubpr:primary:5
FDICP3ASSET + LNLSGR
90+ %
0.03%
+16.6%y/y
Peer standing30th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + LNLSGR
Nonaccrual %
6.97%
+43.7%y/y
Peer standing0th percentile
Peer standing in ubpr:primary:5
FDICNAASSET + LNLSGR
Noncurrent %
7.00%
+43.5%y/y
Peer standing1st percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
5.59%
+50.8%y/y
Peer standing0th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$49.8M
+68.7%y/y
Peer standing0th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
5.46%
+215.4%y/y
Peer standing0th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + LNLSGR
NCO
$9.39M
+317.7%y/y
Peer standing0th percentile
Peer standing in ubpr:primary:5
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
5.34%
+127.1%y/y
Percentile by value100th percentileby value
Peer standing in ubpr:primary:5
FDICLNATRES + LNLSGR
30–89
$12M
+82.0%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:5
FDICP3ASSET
90+
$200K
+37.0%y/y
Peer standing24th percentile
Peer standing in ubpr:primary:5
FDICP9ASSET
Nonaccrual
$49.6M
+68.7%y/y
Peer standing0th percentile
Peer standing in ubpr:primary:5
FDICNAASSET