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BDI
FF

Finance Factors, Ltd.

Honolulu, HawaiiFDIC Cert #25158

STATEEstablished 195213 branches

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.23%
−5.5%y/y
Peer standing68th percentile
Peer standing in asset:300m_1b
FDICP3ASSET + LNLSGR
90+ %
0.69%
−2.9%y/y
Peer standing4th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + LNLSGR
Nonaccrual %
1.40%
+702.4%y/y
Peer standing17th percentile
Peer standing in asset:300m_1b
FDICNAASSET + LNLSGR
Noncurrent %
2.08%
+136.6%y/y
Peer standing10th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
1.43%
+126.0%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$9.55M
+112.6%y/y
Peer standing9th percentile
Peer standing in asset:300m_1b
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
−0.01%
−0.2%y/y
Peer standing87th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + LNLSGR
NCO
−$13K
0.0%y/y
Peer standing90th percentile
Peer standing in asset:300m_1b
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
2.52%
+7.4%y/y
Percentile by value98th percentileby value
Peer standing in asset:300m_1b
FDICLNATRES + LNLSGR
30–89
$1.05M
−15.1%y/y
Peer standing61st percentile
Peer standing in asset:300m_1b
FDICP3ASSET
90+
$3.15M
−12.7%y/y
Peer standing2nd percentile
Peer standing in asset:300m_1b
FDICP9ASSET
Nonaccrual
$6.4M
+621.2%y/y
Peer standing12th percentile
Peer standing in asset:300m_1b
FDICNAASSET