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Fidelity Bank & Trust

Dubuque, IowaFDIC Cert #14382

STATEEstablished 191036 branches

Holding company: FIDELITY CORegulator: FDIC

FDICCERT + OFFDOM

Portfolio mix & concentration

Loans

The composition, growth, and concentration of the loan book using reported Call Report categories.

As of Q1 2026

Portfolio composition

Loan mix

Chart mode
Time range
Loan categories
Latest reported loan balances by category
CategoryBalance
Owner CRE$102M
Investor CRE$116M
Multifamily$63.9M
Construction$70.7M
1–4 family$297M
C&I$264M
Agriculture$897M
Other$76M

Loan book

Reported balances and balance-sheet intensity.

Gross loans
$1.89B
+38.8%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSGR
Net loans
$1.87B
+39.2%y/y
Percentile by value88th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
Loans YoY
+39.25%
+616.7%y/y
Percentile by value97th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET
L/D
86.7%
+10.6%y/y
Percentile by value58th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + DEP
Loans/assets
72.3%
+6.9%y/y
Percentile by value50th percentileby value
Peer standing in ubpr:primary:4
FDICLNLSNET + ASSET
RE loans %
61.10%
−4.9%y/y
Percentile by value10th percentileby value
Peer standing in ubpr:primary:4
FDICLNRE + LNLSGR

Concentration

Portfolio concentration relative to loans and risk-based capital.

CRE/capital
102%
+1.7%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.

FDICLNRENROT + LNREMULT + LNRECONS + RBC
Construction/capital
29%
+36.3%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:4

Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.

FDICLNRECONS + RBC
Loan HHI
1,672points
+5.0%y/y
Peer standing76th percentile
Peer standing in ubpr:primary:4
FDICLNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD
Owner CRE %
5.42%
−24.2%y/y
Percentile by value9th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROW + LNLSGR
Investor CRE %
6.16%
−10.2%y/y
Percentile by value7th percentileby value
Peer standing in ubpr:primary:4
FDICLNRENROT + LNLSGR
C&I %
13.98%
+14.4%y/y
Percentile by value64th percentileby value
Peer standing in ubpr:primary:4
FDICLNCI + LNLSGR