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BDI
FS

Farmers State Bank

Waterloo, IowaFDIC Cert #12855

STATEEstablished 19038 branches

Holding company: FSB FINANCIAL SERVICES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.33B$1.13B
Q3 2021$1.35B$1.13B
Q4 2021$1.37B$1.12B
Q1 2022$1.45B$1.09B
Q2 2022$1.48B$1.23B
Q3 2022$1.5B$1.24B
Q4 2022$1.54B$1.22B
Q1 2023$1.54B$1.23B
Q2 2023$1.55B$1.17B
Q3 2023$1.53B$1.19B
Q4 2023$1.58B$1.24B
Q1 2024$1.58B$1.21B
Q2 2024$1.6B$1.2B
Q3 2024$1.62B$1.21B
Q4 2024$1.64B$1.15B
Q1 2025$1.62B$1.25B
Q2 2025$1.63B$1.29B
Q3 2025$1.57B$1.25B
Q4 2025$1.63B$1.24B
Q1 2026$1.58B$1.26B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.58B
−2.7%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.26B
+0.6%y/y
Percentile by value48th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.3B
−1.0%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.28B
−1.0%y/y
Percentile by value65th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$226M
−3.8%y/y
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$16M
−52.8%y/y
Percentile by value4th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.42B
−4.3%y/y
Percentile by value53rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$164M
+13.2%y/y
Peer standing51st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$12.3M
+37.4%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$11.4M
+40.0%y/y
Peer standing32nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$889K
+11.1%y/y
Peer standing14th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$270K
Percentile by value44th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$5.57M
+86.6%y/y
Peer standing45th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$5.32M
+85.6%y/y
Peer standing55th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC