Farmers State Bank

Lagrange, IndianaFDIC Cert #14578

STATEEstablished 193412 branches

Holding company: FS BCORPRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.28%

+22.5%y/y

Peer standing55th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing36th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.57%

+641.1%y/y

Peer standing43rd percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.57%

+646.7%y/y

Peer standing46th percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.40%

+682.6%y/y

Peer standing51st percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$5.1M

+697.3%y/y

Peer standing58th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.04%

+2,613.9%y/y

Peer standing37th percentile

FDICNTLNLS + LNLSGR

NCO

$80K

+2,766.7%y/y

Peer standing40th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

0.93%

+4.5%y/y

Percentile by value20th percentileby value

FDICLNATRES + LNLSGR

30–89

$2.5M

+30.8%y/y

Peer standing59th percentile

FDICP3ASSET

90+

$38K

Peer standing38th percentile

FDICP9ASSET

Nonaccrual

$5.06M

+691.4%y/y

Peer standing51st percentile

FDICNAASSET