$139M
+11.0%y/y
Percentile by value65th percentileby value
FDIC
LNLSGRFM
Farmers and Merchants State Bank
Plankinton, South DakotaFDIC Cert #501
STATEEstablished 19102 branches
Holding company: PAGE HOLDING CORegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $2.04M |
| Investor CRE | $204K |
| Multifamily | $0 |
| Construction | $1.98M |
| 1–4 family | $13.4M |
| C&I | $15.8M |
| Agriculture | $99.2M |
| Other | $6.39M |
Loan book
Reported balances and balance-sheet intensity.
$137M
+11.1%y/y
Percentile by value65th percentileby value
FDIC
LNLSNET+11.07%
−22.9%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET97.4%
+2.2%y/y
Percentile by value92nd percentileby value
FDIC
LNLSNET + DEP79.3%
+7.2%y/y
Percentile by value89th percentileby value
FDIC
LNLSNET + ASSET22.72%
+8.5%y/y
Percentile by value1st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
11%
+84.7%y/y
Percentile by value6th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC10%
+109.6%y/y
Percentile by value24th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC4,089points
+2.4%y/y
Peer standing7th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD1.47%
−28.9%y/y
Percentile by value12th percentileby value
FDIC
LNRENROW + LNLSGR0.15%
−18.3%y/y
Percentile by value6th percentileby value
FDIC
LNRENROT + LNLSGR11.34%
−14.3%y/y
Percentile by value58th percentileby value
FDIC
LNCI + LNLSGR