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BDI
FM

Farmers and Merchants Bank of South Carolina

Holly Hill, South CarolinaFDIC Cert #1660

STATEEstablished 19128 branches

Holding company: FMB OF S C BANCSHARES INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$372M$324M
Q3 2021$384M$335M
Q4 2021$494M$446M
Q1 2022$458M$417M
Q2 2022$398M$363M
Q3 2022$408M$377M
Q4 2022$507M$474M
Q1 2023$495M$458M
Q2 2023$394M$357M
Q3 2023$386M$350M
Q4 2023$468M$426M
Q1 2024$377M$334M
Q2 2024$392M$347M
Q3 2024$389M$337M
Q4 2024$541M$493M
Q1 2025$416M$364M
Q2 2025$410M$355M
Q3 2025$390M$331M
Q4 2025$495M$435M
Q1 2026$476M$414M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$476M
+14.4%y/y
Percentile by value44th percentileby value
Peer standing in ubpr:primary:5
FDICASSET
Deposits
$414M
+13.9%y/y
Percentile by value46th percentileby value
Peer standing in ubpr:primary:5
FDICDEP
Gross loans
$125M
+1.7%y/y
Percentile by value2nd percentileby value
Peer standing in ubpr:primary:5
FDICLNLSGR
Net loans
$123M
+1.7%y/y
Percentile by value2nd percentileby value
Peer standing in ubpr:primary:5
FDICLNLSNET
Securities
$181M
−0.1%y/y
Percentile by value85th percentileby value
Peer standing in ubpr:primary:5
FDICSC
Cash
$160M
+58.4%y/y
Percentile by value98th percentileby value
Peer standing in ubpr:primary:5
FDICCHBAL
Liabilities
$415M
+13.9%y/y
Percentile by value42nd percentileby value
Peer standing in ubpr:primary:5
FDICLIAB
Equity
$60.8M
+17.5%y/y
Peer standing62nd percentile
Peer standing in ubpr:primary:5
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$5.83M
+13.7%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:5
FDICNIM + NONII
NII
$5.02M
+9.0%y/y
Peer standing58th percentile
Peer standing in ubpr:primary:5
FDICNIM
Noninterest income
$806K
+55.3%y/y
Peer standing68th percentile
Peer standing in ubpr:primary:5
FDICNONII
Provision
$10K
+266.7%y/y
Percentile by value30th percentileby value
Peer standing in ubpr:primary:5
FDICELNATR
Pretax income
$3.17M
+18.1%y/y
Peer standing81st percentile
Peer standing in ubpr:primary:5
FDICPTAXNETINC
Net income
$2.45M
+17.8%y/y
Peer standing75th percentile
Peer standing in ubpr:primary:5
FDICNETINC