Skip to main content
BDI
FM

Farmers and Merchants Bank

Milligan, NebraskaFDIC Cert #14275

STATEEstablished 19032 branches

Holding company: FM GROUP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.23%
−16.2%y/y
Peer standing69th percentile
Peer standing in asset:100m_300m
FDICP3ASSET + LNLSGR
90+ %
0.45%
Peer standing11th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + LNLSGR
Nonaccrual %
0.11%
−78.6%y/y
Peer standing61st percentile
Peer standing in asset:100m_300m
FDICNAASSET + LNLSGR
Noncurrent %
0.57%
+7.6%y/y
Peer standing41st percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
0.47%
+8.9%y/y
Peer standing38th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$1.01M
+29.3%y/y
Peer standing34th percentile
Peer standing in asset:100m_300m
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.01%
+356.1%y/y
Peer standing37th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + LNLSGR
NCO
$3K
+400.0%y/y
Peer standing35th percentile
Peer standing in asset:100m_300m
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
1.04%
−1.0%y/y
Percentile by value33rd percentileby value
Peer standing in asset:100m_300m
FDICLNATRES + LNLSGR
30–89
$405K
+0.7%y/y
Peer standing60th percentile
Peer standing in asset:100m_300m
FDICP3ASSET
90+
$806K
Peer standing8th percentile
Peer standing in asset:100m_300m
FDICP9ASSET
Nonaccrual
$200K
−74.3%y/y
Peer standing54th percentile
Peer standing in asset:100m_300m
FDICNAASSET