$986M
+6.5%y/y
Percentile by value99th percentileby value
FDIC
ASSETF&
Farmers & Merchants Bank
Granite Quarry, North CarolinaFDIC Cert #2036
STATEEstablished 190912 branches
Holding company: F&M FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMBalance sheet & income statement
Financials
Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.
As of Q1 2026
Balance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $848M | $760M |
| Q3 2021 | $900M | $811M |
| Q4 2021 | $946M | $854M |
| Q1 2022 | $971M | $879M |
| Q2 2022 | $1B | $907M |
| Q3 2022 | $1B | $906M |
| Q4 2022 | $959M | $858M |
| Q1 2023 | $979M | $872M |
| Q2 2023 | $951M | $841M |
| Q3 2023 | $962M | $850M |
| Q4 2023 | $917M | $796M |
| Q1 2024 | $920M | $796M |
| Q2 2024 | $895M | $768M |
| Q3 2024 | $899M | $764M |
| Q4 2024 | $894M | $757M |
| Q1 2025 | $926M | $783M |
| Q2 2025 | $931M | $790M |
| Q3 2025 | $947M | $799M |
| Q4 2025 | $966M | $814M |
| Q1 2026 | $986M | $831M |
Balance sheet
Core assets, funding, and capital reported at quarter end.
$831M
+6.2%y/y
Percentile by value97th percentileby value
FDIC
DEP$526M
+0.4%y/y
Percentile by value83rd percentileby value
FDIC
LNLSGR$516M
+0.4%y/y
Percentile by value83rd percentileby value
FDIC
LNLSNET$293M
+29.6%y/y
Percentile by value97th percentileby value
FDIC
SC$136M
−5.2%y/y
Percentile by value96th percentileby value
FDIC
CHBAL$839M
+5.6%y/y
Percentile by value95th percentileby value
FDIC
LIAB$146M
+11.8%y/y
Peer standing99th percentile
FDIC
EQIncome statement
Year-to-date reported earnings and core revenue components.
$14.5M
+9.7%y/y
Peer standing98th percentile
FDIC
NIM + NONII$11.6M
+5.1%y/y
Peer standing99th percentile
FDIC
NIM$2.87M
+32.9%y/y
Peer standing96th percentile
FDIC
NONII−$200K
−60.0%y/y
Percentile by value2nd percentileby value
FDIC
ELNATR$7.7M
+21.6%y/y
Peer standing99th percentile
FDIC
PTAXNETINC$6.04M
+21.5%y/y
Peer standing99th percentile
FDIC
NETINC