0.47%
+87.8%y/y
Peer standing49th percentile
FDIC
P3ASSET + LNLSGRF&
Farmers & Merchants Bank
Granite Quarry, North CarolinaFDIC Cert #2036
STATEEstablished 190912 branches
Holding company: F&M FINANCIAL CORPRegulator: FDIC
FDIC
CERT + OFFDOMDelinquency, loss & reserves
Credit
Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.
As of Q1 2026
Problem credits
Reported delinquent and nonperforming exposures, shown as balances and ratios.
0.02%
−96.2%y/y
Peer standing33rd percentile
FDIC
P9ASSET + LNLSGR0.65%
+734.6%y/y
Peer standing35th percentile
FDIC
NAASSET + LNLSGR0.67%
+7.8%y/y
Peer standing39th percentile
FDIC
P9ASSET + NAASSET + LNLSGR0.36%
−26.5%y/y
Peer standing47th percentile
FDIC
P9ASSET + NAASSET + ORE + ASSET$3.51M
−21.8%y/y
Peer standing31st percentile
FDIC
P9ASSET + NAASSET + ORELoss & allowance
Recognized charge-offs and the allowance held against the loan portfolio.
−0.14%
−50.8%y/y
Peer standing99th percentile
FDIC
NTLNLS + LNLSGR−$186K
−48.8%y/y
Peer standing99th percentile
FDIC
NTLNLS + DRLNLS + CRLNLS1.96%
−2.1%y/y
Percentile by value94th percentileby value
FDIC
LNATRES + LNLSGR$2.48M
+88.5%y/y
Peer standing38th percentile
FDIC
P3ASSET$109K
−96.2%y/y
Peer standing29th percentile
FDIC
P9ASSET$3.4M
+737.9%y/y
Peer standing25th percentile
FDIC
NAASSET