$1.4B
+18.2%y/y
Percentile by value47th percentileby value
FDIC
LNLSGREC
Everett Co-operative Bank
Everett, MassachusettsFDIC Cert #26444
STATEEstablished 18903 branches
Holding company: ECB BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $54.6M |
| Investor CRE | $281M |
| Multifamily | $421M |
| Construction | $93.9M |
| 1–4 family | $544M |
| C&I | $7.87M |
| Agriculture | $0 |
| Other | $164K |
Loan book
Reported balances and balance-sheet intensity.
$1.39B
+18.2%y/y
Percentile by value47th percentileby value
FDIC
LNLSNET+18.16%
+82.4%y/y
Percentile by value96th percentileby value
FDIC
LNLSNET114.9%
+2.7%y/y
Percentile by value91st percentileby value
FDIC
LNLSNET + DEP84.3%
+4.0%y/y
Percentile by value89th percentileby value
FDIC
LNLSNET + ASSET103.05%
+0.5%y/y
Percentile by value91st percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
470%
+13.9%y/y
Percentile by value94th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC55%
+25.4%y/y
Percentile by value76th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC2,880points
−3.0%y/y
Peer standing55th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD3.90%
−7.8%y/y
Percentile by value31st percentileby value
FDIC
LNRENROW + LNLSGR20.02%
+16.0%y/y
Percentile by value67th percentileby value
FDIC
LNRENROT + LNLSGR0.56%
−46.9%y/y
Percentile by value16th percentileby value
FDIC
LNCI + LNLSGR