$47.2B
+12.8%y/y
Percentile by value84th percentileby value
FDIC
ASSETE
EverBank, National Association
Jacksonville, FloridaFDIC Cert #34775
OCCEstablished 199843 branches
Holding company: EVERBANK FINANCIAL CORPRegulator: OCC
FDIC
CERT + OFFDOMWhat's happening here
As of Q1 2026FDIC
Call ReportEverBank, National Association reported $47.2B in total assets. Deposits grew 22.32% over the prior year.
Return on assets was 0.92%, compared with the official FFIEC UBPR peer median of 1.19%. The leverage ratio was 9.05%.
- Why is Total Assets above its official FFIEC UBPR peers?
- Why is Noncurrent Loan Ratio above its official FFIEC UBPR peers?
- Why is Tier 1 Leverage Ratio below its official FFIEC UBPR peers?
Generated offline from verified FDIC facts for the period shown. Bank Data Insights does not rate banks, predict outcomes, or provide advice.
Latest reported quarter
Key metrics
$37.7B
+22.3%y/y
Percentile by value83rd percentileby value
FDIC
DEP$37.1B
+23.8%y/y
Percentile by value88th percentileby value
FDIC
LNLSNET0.92%
+20 bpsy/y
Peer standing25th percentile
FDIC
NETINC + ROA51.50%
−697 bpsy/y
Peer standing64th percentile
FDIC
NONIX + NIM + NONII + EEFFR9.05%
−11 bpsy/y
Peer standing17th percentile
FDIC
RBC1AAJPercentiles compare this bank with 110 ffiec ubpr peer group 2 — insured commercial banks having assets between $10 billion and $100 billion.
Side-by-side comparison
EverBank, National Association beside its official FFIEC UBPR peers
The primary option is the peer group FFIEC assigned to this bank. The state option is FFIEC’s supplemental state group. Each pair uses the published FFIEC trimmed average when its formula matches the site registry; otherwise it uses a clearly labeled registry median within the same official membership.
UBPR membership + Call Report metricsThis bank
0.92%
Registry median
1.19%
This bank
10.34%
FFIEC trimmed average
10.71%
This bank
2.69%
Registry median
3.55%
This bank
51.50%
Registry median
54.92%
This bank
+22.32%
FFIEC trimmed average
+8.67%
This bank
+23.82%
FFIEC trimmed average
+11.01%
This bank
1.48%
FFIEC trimmed average
0.76%
This bank
9.05%
FFIEC trimmed average
10.28%
This bank
3.36%
Registry median
2.60%
This bank
170%
Registry median
213%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
This bank
0.92%
Registry median
1.07%
This bank
10.34%
FFIEC trimmed average
10.56%
This bank
2.69%
Registry median
3.62%
This bank
51.50%
Registry median
64.03%
This bank
+22.32%
FFIEC trimmed average
+10.52%
This bank
+23.82%
FFIEC trimmed average
+11.20%
This bank
1.48%
FFIEC trimmed average
0.42%
This bank
9.05%
FFIEC trimmed average
10.65%
This bank
3.36%
Registry median
2.73%
This bank
170%
Registry median
193%
FFIEC averages are the regulator-published values after excluding the top and bottom 5%. Where the registered metric formula differs from UBPR, the comparison uses the median of reported registry values within the official FFIEC membership and labels it accordingly. Neither basis rates, ranks, or predicts the bank. Missing values remain Not reported.
FDIC
Call ReportBalance sheet trend
Assets & deposits
| Quarter | Assets | Deposits |
|---|---|---|
| Q2 2021 | $38.4B | $27B |
| Q3 2021 | $37.6B | $26.8B |
| Q4 2021 | $39.1B | $27.8B |
| Q1 2022 | $37.9B | $26.9B |
| Q2 2022 | $38.6B | $26.4B |
| Q3 2022 | $37.6B | $25.8B |
| Q4 2022 | $39.4B | $26.4B |
| Q1 2023 | $36.8B | $25.2B |
| Q2 2023 | $36.5B | $25B |
| Q3 2023 | $34.6B | $26.1B |
| Q4 2023 | $36.2B | $28B |
| Q1 2024 | $37.9B | $28.8B |
| Q2 2024 | $39.4B | $29.3B |
| Q3 2024 | $39.9B | $31B |
| Q4 2024 | $40.8B | $32B |
| Q1 2025 | $41.9B | $30.8B |
| Q2 2025 | $44.4B | $34.8B |
| Q3 2025 | $44.8B | $35.7B |
| Q4 2025 | $46B | $37B |
| Q1 2026 | $47.2B | $37.7B |
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $251M |
| Investor CRE | $2.93B |
| Multifamily | $4.52B |
| Construction | $146M |
| 1–4 family | $7.5B |
| C&I | $1.38B |
| Agriculture | $0 |
| Other | $20.7B |
FFIEC UBPR comparison
How this bank compares
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.92%25th percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.71%Median 1.19%90th 1.80%Observations 110
ROE
FDIC
NETINC + ROE10.34%54th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 5.78%Median 10.10%90th 17.47%Observations 110
NIM
FDIC
NIM + NIMY2.69%12th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.62%Median 3.55%90th 4.39%Observations 110
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.50%64th percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 36.24%Median 54.92%90th 71.99%Observations 110
Deposits YoY
FDIC
DEP+22.32%82nd percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −1.68%Median +4.64%90th +30.48%Observations 110
Loans YoY
FDIC
LNLSNET+23.82%81st percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −0.21%Median +6.49%90th +34.73%Observations 109
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.48%86th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.20%Median 0.71%90th 1.50%Observations 109
Leverage
FDIC
RBC1AAJ9.05%17th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.29%Median 10.30%90th 12.41%Observations 110
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.36%17th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.79%Median 2.60%90th 3.62%Observations 110
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC170%32nd percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 54%Median 213%90th 309%Observations 110
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
UnfavorableFavorableDirectional metrics only; neutral metrics use blue.
ROA
FDIC
NETINC + ROA0.92%43rd percentileToggle ROA distribution
Distribution histogram for ROA, with this bank marked when a value is reported.
10th 0.23%Median 1.07%90th 1.69%Observations 76
ROE
FDIC
NETINC + ROE10.34%46th percentileToggle ROE distribution
Distribution histogram for ROE, with this bank marked when a value is reported.
10th 1.06%Median 10.89%90th 18.45%Observations 76
NIM
FDIC
NIM + NIMY2.69%5th percentileToggle NIM distribution
Distribution histogram for NIM, with this bank marked when a value is reported.
10th 2.99%Median 3.62%90th 4.65%Observations 76
Efficiency
FDIC
NONIX + NIM + NONII + EEFFR51.50%83rd percentileToggle Efficiency distribution
Distribution histogram for Efficiency, with this bank marked when a value is reported.
10th 48.27%Median 64.03%90th 89.45%Observations 76
Deposits YoY
FDIC
DEP+22.32%81st percentileby valueToggle Deposits YoY distribution
Distribution histogram for Deposits YoY, with this bank marked when a value is reported.
10th −4.32%Median +6.89%90th +31.32%Observations 76
Loans YoY
FDIC
LNLSNET+23.82%81st percentileby valueToggle Loans YoY distribution
Distribution histogram for Loans YoY, with this bank marked when a value is reported.
10th −6.44%Median +8.18%90th +42.54%Observations 75
Noncurrent %
FDIC
P9ASSET + NAASSET + LNLSGR1.48%87th percentileToggle Noncurrent % distribution
Distribution histogram for Noncurrent %, with this bank marked when a value is reported.
10th 0.00%Median 0.19%90th 1.65%Observations 76
Leverage
FDIC
RBC1AAJ9.05%18th percentileToggle Leverage distribution
Distribution histogram for Leverage, with this bank marked when a value is reported.
10th 8.47%Median 10.03%90th 13.36%Observations 76
Well-capitalized threshold (12 CFR 6.4 / 208.43 / 324.403) is shown as a supervisory screening criterion, not a limit or violation.
IB deposit cost
FDIC
EINTEXP + DEPIDOM3.36%24th percentileToggle IB deposit cost distribution
Distribution histogram for IB deposit cost, with this bank marked when a value is reported.
10th 1.61%Median 2.73%90th 3.71%Observations 76
CRE/capital
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC170%46th percentileby valueToggle CRE/capital distribution
Distribution histogram for CRE/capital, with this bank marked when a value is reported.
10th 61%Median 193%90th 341%Observations 55
Interagency CRE supervisory criterion (FIL-104-2006) is shown as a supervisory screening criterion, not a limit or violation. The 300% total-CRE criterion is considered with 50% growth over the prior 36 months.
Whiskers show the 10th–90th percentile, the box shows the middle half, and the dot marks this bank. For directional metrics, deep red marks the unfavorable endpoint and teal marks the favorable endpoint after applying registry polarity. Neutral metrics use a blue ramp, are ordered from lower to higher reported value, and carry no favorable interpretation. Group membership is FFIEC-published. Expanded distributions use the site’s registered Call Report formula; a displayed FFIEC percentile is used only where the formulas align.
Branches & markets
Physical footprint
- Domestic offices
- 43 branches
- Headquarters
- Jacksonville, FL
FDIC
OFFDOMOpen the Florida dashboard →History
Institution established
Filings
Q1 2026 Call Report
Q4 2025 Call Report
Q3 2025 Call Report
Q2 2025 Call Report
Public data, presented without a proprietary bank rating.FDIC source data