$499M
−4.9%y/y
Percentile by value3rd percentileby value
FDIC
LNLSGRED
El Dorado Savings Bank, F.S.B.
Placerville, CaliforniaFDIC Cert #30953
OCCEstablished 195635 branches
Holding company: Not reportedRegulator: OCC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $1.54M |
| Investor CRE | $260K |
| Multifamily | $19K |
| Construction | $66K |
| 1–4 family | $497M |
| C&I | $0 |
| Agriculture | $0 |
| Other | $274K |
Loan book
Reported balances and balance-sheet intensity.
$493M
−5.0%y/y
Percentile by value3rd percentileby value
FDIC
LNLSNET−4.96%
−15.7%y/y
Percentile by value5th percentileby value
FDIC
LNLSNET23.2%
−5.0%y/y
Percentile by value1st percentileby value
FDIC
LNLSNET + DEP19.9%
−5.7%y/y
Percentile by value2nd percentileby value
FDIC
LNLSNET + ASSET111.43%
+0.8%y/y
Percentile by value100th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
0%
−18.6%y/y
Percentile by value2nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC0%
−21.9%y/y
Percentile by value5th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC10,046points
+0.1%y/y
Peer standing0th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD0.31%
+17.0%y/y
Percentile by value3rd percentileby value
FDIC
LNRENROW + LNLSGR0.05%
−7.3%y/y
Percentile by value2nd percentileby value
FDIC
LNRENROT + LNLSGR0.00%
Percentile by value0th percentileby value
FDIC
LNCI + LNLSGR