El Dorado Savings Bank, F.S.B.

Placerville, CaliforniaFDIC Cert #30953

OCCEstablished 195635 branches

Holding company: Not reportedRegulator: OCC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %

0.12%

−31.4%y/y

Peer standing74th percentile

FDICP3ASSET + LNLSGR

90+ %

0.00%

Peer standing100th percentile

FDICP9ASSET + LNLSGR

Nonaccrual %

0.22%

+78.6%y/y

Peer standing69th percentile

FDICNAASSET + LNLSGR

Noncurrent %

0.22%

+78.6%y/y

Peer standing73rd percentile

FDICP9ASSET + NAASSET + LNLSGR

NPA/assets

0.04%

+68.4%y/y

Peer standing90th percentile

FDICP9ASSET + NAASSET + ORE + ASSET

NPA

$1.1M

+69.8%y/y

Peer standing86th percentile

FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate

0.01%

+33.9%y/y

Peer standing55th percentile

FDICNTLNLS + LNLSGR

NCO

$9K

+28.6%y/y

Peer standing60th percentile

FDICNTLNLS + DRLNLS + CRLNLS

ACL/loans

1.19%

+4.8%y/y

Percentile by value56th percentileby value

FDICLNATRES + LNLSGR

30–89

$611K

−34.8%y/y

Peer standing85th percentile

FDICP3ASSET

90+

Peer standing100th percentile

FDICP9ASSET

Nonaccrual

$1.1M

+69.8%y/y

Peer standing81st percentile

FDICNAASSET