$2.46B
+81.7%y/y
Percentile by value77th percentileby value
FDIC
LNLSGRCC
Cornerstone Capital Bank, SSB
Houston, TexasFDIC Cert #1213
STATEEstablished 190619 branches
Holding company: CORNERSTONE CAPITAL BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $125M |
| Investor CRE | $231M |
| Multifamily | $41.3M |
| Construction | $216M |
| 1–4 family | $1.32B |
| C&I | $237M |
| Agriculture | $238M |
| Other | $50.1M |
Loan book
Reported balances and balance-sheet intensity.
$2.44B
+81.5%y/y
Percentile by value77th percentileby value
FDIC
LNLSNET+81.53%
+439.9%y/y
Percentile by value100th percentileby value
FDIC
LNLSNET95.0%
+6.9%y/y
Percentile by value54th percentileby value
FDIC
LNLSNET + DEP64.2%
+14.7%y/y
Percentile by value17th percentileby value
FDIC
LNLSNET + ASSET83.15%
−4.6%y/y
Percentile by value20th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
123%
+174.3%y/y
Percentile by value27th percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC54%
+188.3%y/y
Percentile by value74th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC3,219points
−39.6%y/y
Peer standing46th percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD5.07%
+50.4%y/y
Percentile by value36th percentileby value
FDIC
LNRENROW + LNLSGR9.40%
+85.8%y/y
Percentile by value34th percentileby value
FDIC
LNRENROT + LNLSGR9.63%
−19.2%y/y
Percentile by value77th percentileby value
FDIC
LNCI + LNLSGR