Skip to main content
BDI
CC

Cornerstone Capital Bank, SSB

Houston, TexasFDIC Cert #1213

STATEEstablished 190619 branches

Holding company: CORNERSTONE CAPITAL BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Delinquency, loss & reserves

Credit

Early-stage delinquency, nonaccruals, realized loss, and allowance coverage from reported filings.

As of Q1 2026

Problem credits

Reported delinquent and nonperforming exposures, shown as balances and ratios.

30–89 %
0.37%
+7.0%y/y
Peer standing37th percentile
Peer standing in ubpr:primary:101
FDICP3ASSET + LNLSGR
90+ %
2.59%
+90.0%y/y
Peer standing2nd percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + LNLSGR
Nonaccrual %
1.00%
−17.2%y/y
Peer standing19th percentile
Peer standing in ubpr:primary:101
FDICNAASSET + LNLSGR
Noncurrent %
3.60%
+39.5%y/y
Peer standing3rd percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + LNLSGR
NPA/assets
2.45%
+60.6%y/y
Peer standing4th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + ORE + ASSET
NPA
$93.2M
+154.0%y/y
Peer standing5th percentile
Peer standing in ubpr:primary:101
FDICP9ASSET + NAASSET + ORE

Loss & allowance

Recognized charge-offs and the allowance held against the loan portfolio.

NCO rate
0.08%
+657.1%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:101
FDICNTLNLS + LNLSGR
NCO
$353K
+908.6%y/y
Peer standing31st percentile
Peer standing in ubpr:primary:101
FDICNTLNLS + DRLNLS + CRLNLS
ACL/loans
0.69%
+20.8%y/y
Percentile by value25th percentileby value
Peer standing in ubpr:primary:101
FDICLNATRES + LNLSGR
30–89
$9.04M
+94.5%y/y
Peer standing26th percentile
Peer standing in ubpr:primary:101
FDICP3ASSET
90+
$63.7M
+245.3%y/y
Peer standing1st percentile
Peer standing in ubpr:primary:101
FDICP9ASSET
Nonaccrual
$24.7M
+50.5%y/y
Peer standing20th percentile
Peer standing in ubpr:primary:101
FDICNAASSET