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BDI
CB

Cornerstone Bank

Spencer, MassachusettsFDIC Cert #90282

STATEEstablished 187117 branches

Holding company: PEOPLESBANCORP MHCRegulator: FED

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.39B$1.15B
Q3 2021$1.42B$1.17B
Q4 2021$1.44B$1.22B
Q1 2022$1.47B$1.25B
Q2 2022$1.42B$1.21B
Q3 2022$1.45B$1.21B
Q4 2022$1.5B$1.25B
Q1 2023$1.52B$1.24B
Q2 2023$1.54B$1.24B
Q3 2023$1.56B$1.26B
Q4 2023$1.6B$1.3B
Q1 2024$1.6B$1.3B
Q2 2024$1.62B$1.28B
Q3 2024$1.64B$1.29B
Q4 2024$1.68B$1.31B
Q1 2025$1.71B$1.35B
Q2 2025$1.73B$1.33B
Q3 2025$1.77B$1.37B
Q4 2025$1.82B$1.42B
Q1 2026$2.4B$1.95B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.4B
+40.5%y/y
Percentile by value85th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.95B
+44.5%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.87B
+37.2%y/y
Percentile by value87th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.86B
+37.7%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$252M
+87.1%y/y
Percentile by value51st percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$93M
+48.2%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.17B
+39.4%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$229M
+51.6%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$21.6M
+58.7%y/y
Peer standing73rd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$17.3M
+94.1%y/y
Peer standing72nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$4.28M
−8.7%y/y
Peer standing81st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
−$1.69M
−417.2%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$5.39M
+283.9%y/y
Peer standing42nd percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$4.05M
+149.6%y/y
Peer standing37th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC