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BDI
CB

Cornerstone Bank

Fargo, North DakotaFDIC Cert #13198

STATEEstablished 190712 branches

Holding company: CORNERSTONE HOLDING CO INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$1.15B$1.05B
Q3 2021$1.16B$1.06B
Q4 2021$1.31B$1.21B
Q1 2022$1.27B$1.18B
Q2 2022$1.24B$1.16B
Q3 2022$1.33B$1.24B
Q4 2022$1.3B$1.2B
Q1 2023$1.31B$1.17B
Q2 2023$1.38B$1.23B
Q3 2023$1.49B$1.36B
Q4 2023$1.5B$1.36B
Q1 2024$1.53B$1.38B
Q2 2024$1.56B$1.38B
Q3 2024$1.62B$1.45B
Q4 2024$1.74B$1.58B
Q1 2025$1.79B$1.62B
Q2 2025$1.76B$1.58B
Q3 2025$1.75B$1.56B
Q4 2025$1.79B$1.59B
Q1 2026$1.75B$1.54B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$1.75B
−2.4%y/y
Percentile by value62nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$1.54B
−5.0%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.28B
+3.3%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.27B
+3.2%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$307M
+4.6%y/y
Percentile by value63rd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$26M
−81.3%y/y
Percentile by value10th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$1.61B
−4.1%y/y
Percentile by value64th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$144M
+22.6%y/y
Peer standing41st percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$18M
+13.7%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$16.8M
+14.6%y/y
Peer standing69th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$1.26M
+3.4%y/y
Peer standing24th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$300K
0.0%y/y
Percentile by value46th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$7.57M
+29.2%y/y
Peer standing70th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$5.6M
−16.3%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC