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BDI
CU

Community Unity Bank

Birmingham, MichiganFDIC Cert #59305

STATEEstablished 20231 branch

Holding company: Not reportedRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2023$27.2M$3K
Q3 2023$28.3M$1.91M
Q4 2023$32.2M$6.13M
Q1 2024$37.5M$12.1M
Q2 2024$48.6M$23.8M
Q3 2024$51.7M$27.3M
Q4 2024$64.3M$40.7M
Q1 2025$67.1M$43.8M
Q2 2025$74.4M$51.6M
Q3 2025$80.1M$58M
Q4 2025$95M$72.8M
Q1 2026$95.2M$73.5M

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$95.2M
+42.0%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICASSET
Deposits
$73.5M
+67.7%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICDEP
Gross loans
$61.4M
+51.1%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICLNLSGR
Net loans
$60.7M
+51.1%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICLNLSNET
Securities
$11.9M
+1.6%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICSC
Cash
$2.51M
−12.0%y/y
Percentile by value20th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICCHBAL
Liabilities
$74.9M
+65.2%y/y
Percentile by value0th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICLIAB
Equity
$20.3M
−6.5%y/y
Peer standing60th percentile
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$603K
+4.0%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICNIM + NONII
NII
$586K
+3.7%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICNIM
Noninterest income
$17K
+13.3%y/y
Peer standing0th percentile
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICNONII
Provision
$83K
+232.0%y/y
Percentile by value80th percentileby value
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICELNATR
Pretax income
−$475K
−6.7%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICPTAXNETINC
Net income
−$475K
−6.7%y/y
Peer standing20th percentile
Peer standing in FFIEC UBPR Peer Group 2023 — Denovo banks opened in 2023 having assets less than $750 million
FDICNETINC