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BDI
CB

Community Bank, National Association

Canton, New YorkFDIC Cert #6989

OCCEstablished 1866203 branches

Holding company: COMMUNITY FINANCIAL SYSTEM INCRegulator: OCC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$14.6B$12.6B
Q3 2021$15.1B$13B
Q4 2021$15.3B$13.2B
Q1 2022$15.4B$13.6B
Q2 2022$15.3B$13.6B
Q3 2022$15.4B$13.7B
Q4 2022$15.6B$13.3B
Q1 2023$15B$13.3B
Q2 2023$14.9B$13.1B
Q3 2023$15.2B$13.3B
Q4 2023$15.3B$13.2B
Q1 2024$15.6B$13.6B
Q2 2024$15.7B$13.3B
Q3 2024$16.2B$13.7B
Q4 2024$16.1B$13.7B
Q1 2025$16.5B$14.1B
Q2 2025$16.4B$13.9B
Q3 2025$16.7B$14.2B
Q4 2025$17B$14.6B
Q1 2026$17.4B$15B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$17.4B
+5.6%y/y
Percentile by value36th percentileby value
Peer standing in ubpr:primary:2
FDICASSET
Deposits
$15B
+6.6%y/y
Percentile by value39th percentileby value
Peer standing in ubpr:primary:2
FDICDEP
Gross loans
$11.1B
+6.8%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:2
FDICLNLSGR
Net loans
$11B
+6.8%y/y
Percentile by value28th percentileby value
Peer standing in ubpr:primary:2
FDICLNLSNET
Securities
$4.31B
+2.2%y/y
Percentile by value52nd percentileby value
Peer standing in ubpr:primary:2
FDICSC
Cash
$546M
+10.2%y/y
Percentile by value18th percentileby value
Peer standing in ubpr:primary:2
FDICCHBAL
Liabilities
$15.8B
+4.9%y/y
Percentile by value37th percentileby value
Peer standing in ubpr:primary:2
FDICLIAB
Equity
$1.64B
+13.1%y/y
Peer standing21st percentile
Peer standing in ubpr:primary:2
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$169M
+11.2%y/y
Peer standing33rd percentile
Peer standing in ubpr:primary:2
FDICNIM + NONII
NII
$134M
+12.1%y/y
Peer standing33rd percentile
Peer standing in ubpr:primary:2
FDICNIM
Noninterest income
$34.8M
+8.1%y/y
Peer standing49th percentile
Peer standing in ubpr:primary:2
FDICNONII
Provision
$5.18M
−28.8%y/y
Percentile by value44th percentileby value
Peer standing in ubpr:primary:2
FDICELNATR
Pretax income
$66.2M
+25.1%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:2
FDICPTAXNETINC
Net income
$50.1M
+23.3%y/y
Peer standing32nd percentile
Peer standing in ubpr:primary:2
FDICNETINC