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BDI
CB

Cogent Bank

Orlando, FloridaFDIC Cert #34908

STATEEstablished 199910 branches

Holding company: COGENT BCORP INCRegulator: FDIC

FDICCERT + OFFDOM

Balance sheet & income statement

Financials

Reported balance-sheet positions and year-to-date earnings from the latest FDIC Call Report.

As of Q1 2026

Balance sheet trend

Assets & deposits

Time range
Reporting mode
Assets and deposits by reporting quarter
QuarterAssetsDeposits
Q2 2021$940M$693M
Q3 2021$1.05B$852M
Q4 2021$1.08B$980M
Q1 2022$1.24B$1.13B
Q2 2022$1.25B$1.13B
Q3 2022$1.3B$1.17B
Q4 2022$1.48B$1.26B
Q1 2023$1.54B$1.35B
Q2 2023$1.61B$1.45B
Q3 2023$1.68B$1.52B
Q4 2023$1.76B$1.57B
Q1 2024$1.86B$1.68B
Q2 2024$1.93B$1.66B
Q3 2024$1.93B$1.74B
Q4 2024$1.97B$1.78B
Q1 2025$2.13B$1.93B
Q2 2025$2.26B$2.05B
Q3 2025$2.42B$2.12B
Q4 2025$2.44B$2.18B
Q1 2026$2.44B$2.15B

Balance sheet

Core assets, funding, and capital reported at quarter end.

Assets
$2.44B
+14.7%y/y
Percentile by value86th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICASSET
Deposits
$2.15B
+11.4%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICDEP
Gross loans
$1.9B
+16.1%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSGR
Net loans
$1.88B
+16.0%y/y
Percentile by value89th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLNLSNET
Securities
$447M
+13.4%y/y
Percentile by value82nd percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICSC
Cash
$80.4M
−12.0%y/y
Percentile by value39th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICCHBAL
Liabilities
$2.22B
+13.9%y/y
Percentile by value88th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICLIAB
Equity
$229M
+23.4%y/y
Peer standing79th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICEQ

Income statement

Year-to-date reported earnings and core revenue components.

Revenue
$32.6M
+29.8%y/y
Peer standing94th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM + NONII
NII
$27.8M
+23.6%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNIM
Noninterest income
$4.89M
+82.3%y/y
Peer standing85th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNONII
Provision
$65K
−85.6%y/y
Percentile by value25th percentileby value
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICELNATR
Pretax income
$17.2M
+63.7%y/y
Peer standing97th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICPTAXNETINC
Net income
$12.9M
+62.9%y/y
Peer standing96th percentile
Peer standing in FFIEC UBPR Peer Group 4 — Insured commercial banks having assets between $1 billion and $3 billion
FDICNETINC