$1.53B
+75.3%y/y
Percentile by value75th percentileby value
FDIC
LNLSGRCF
Climate First Bank
Saint Petersburg, FloridaFDIC Cert #59257
STATEEstablished 20213 branches
Holding company: CLIMATE FIRST BCORP INCRegulator: FDIC
FDIC
CERT + OFFDOMPortfolio mix & concentration
Loans
The composition, growth, and concentration of the loan book using reported Call Report categories.
As of Q1 2026
Portfolio composition
Loan mix
| Category | Balance |
|---|---|
| Owner CRE | $159M |
| Investor CRE | $280M |
| Multifamily | $27.1M |
| Construction | $109M |
| 1–4 family | $227M |
| C&I | $390M |
| Agriculture | $4.75M |
| Other | $335M |
Loan book
Reported balances and balance-sheet intensity.
$1.52B
+75.3%y/y
Percentile by value76th percentileby value
FDIC
LNLSNET+75.27%
+4.3%y/y
Percentile by value99th percentileby value
FDIC
LNLSNET99.6%
+0.3%y/y
Percentile by value85th percentileby value
FDIC
LNLSNET + DEP86.5%
+3.3%y/y
Percentile by value97th percentileby value
FDIC
LNLSNET + ASSET53.92%
−11.6%y/y
Percentile by value6th percentileby value
FDIC
LNRE + LNLSGRConcentration
Portfolio concentration relative to loans and risk-based capital.
235%
+11.2%y/y
Percentile by value52nd percentileby value
Dashed line: interagency cre supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRENROT + LNREMULT + LNRECONS + RBC62%
+1.8%y/y
Percentile by value67th percentileby value
Dashed line: interagency construction supervisory criterion, a screening reference—not a limit or violation.
FDIC
LNRECONS + RBC1,364points
−13.5%y/y
Peer standing93rd percentile
FDIC
LNRENROW + LNRENROT + LNREMULT + LNRECONS + LNRERES + LNCI + LNAG + LNCRCD10.41%
−35.6%y/y
Percentile by value39th percentileby value
FDIC
LNRENROW + LNLSGR18.26%
+7.2%y/y
Percentile by value49th percentileby value
FDIC
LNRENROT + LNLSGR25.45%
−0.3%y/y
Percentile by value91st percentileby value
FDIC
LNCI + LNLSGR